EPO HP-Network Plan
Depending on your zip code, you will be offered the EPO HP-Network Plan or the EPO Network Plan. See locations for the EPO HP-Network Plan noted below. Both plans exclusively cover you for in-network doctors and facilities. Except in the case of an emergency, you’ll pay the full price for any out-of-network care.

Note: The EPO HP-Network Plan covers care only within these locations. Any dependents who live outside of these network locations, such as children away at school, will not be covered (except in the case of emergency). The EPO Network Plan will cover care outside of your location as long as you use in-network providers.

High performance network locations: Chicago, IL, Dallas, TX, Phoenix, AZ, Seattle, WA, Denver, CO, Boston, MA, Portland, OR, Los Angeles, CA, San Francisco, CA, Houston, TX, Statewide HP network locations: CO, MD, NJ, NV, OK, TN & WA.

EPO Network Plan
This plan exclusively covers you for in-network doctors and facilities. Except in the case of an emergency, you’ll pay the full price for any out-of-network care.
If you do not live in a high-performance network location, you will be offered the EPO Network Plan. The EPO Network Plan uses the national PPO network.

HSA Plan
You can see both in-network and out-of-network providers without a referral, but keep in mind staying in-network for care will almost always be less expensive. To help with
your share of costs, this plan gives you the option to participate in a Health Savings Account (HSA).

PPO Plan
You can see both in-network and out-of-network providers without a referral, but keep in mind staying in-network for care will almost always be less expensive.

Overview of Medical Plans
Contacts & Forms
​Carrier Mobile Apps