Company-paid short-term disability (STD) replaces a portion of your regular pay when you must miss work for more than a week because you’re recovering from a non-work-related illness or injury Benefit-eligible non-union team members are automatically enrolled in this Company-paid benefit. If you remain unable to work after your short-term disability coverage ends, and you are enrolled in team member-paid long-term disability (LTD), you may be eligible for long-term disability benefits.

Who will pay your bills if you become disabled and can’t work?
Short-term disability provides income protection if you become disabled and cannot work due to a non-occupational illness or accidental injury.

How STD works
Generally, there is a seven calendar-day elimination period before your STD benefits begin. After the elimination period, the Plan pays 100% of your pay for six weeks and 60% of your pay for up to 19 more weeks with no maximum. You can use available sick time first, then available PTO during the elimination period. There is no elimination period for a non-work-related accident.

To file a claim, contact The Hartford at (855) 532-7881.

How LTD works
You’ll receive 60% of your base pay and bonus up to a maximum of $25,000 per month.

The duration of your LTD benefit depends on your age when benefits begin. If you are under age 65 when LTD benefits begin, benefits continue to your Social Security normal retirement age (SSNRA) as long as you remain totally disabled.

Benefits for mental or nervous conditions are limited to two years.

You can enroll in LTD when you first become eligible for benefits or during a subsequent Open Enrollment period. You may also be able to enroll if you have a status change event like a marriage or divorce, a birth or adoption, or a change in your employment that affects benefits coverage.

If you do not decline coverage during Open Enrollment, your LTD coverage will roll over at the new weekly premium rates.

The Hartford Brochure
HIG STD Policy – United Supermarkets
STD Highlights – United Supermarkets
FMLA Quick Reference Guide

Sign In or Join Rewards!

Find Your Nearest Store

View This Week's Ad Specials